Ford Financing near Gloversville, NY
Whether you’ve decided to buy a brand-new Chrysler 300 sedan or head home in a pre-owned Chevrolet Silverado 1500, a member of the finance teams at our car dealerships near Gloversville, NY, will be there to help. Discuss your preferences with them, and feel free to ask them any and all questions you may have. If you’re unsure whether you should buy or lease a Ford, ask them for advice and they can discuss the pros and cons of each choice. If you lease, they’ll gladly go over the terms with you. If you choose to finance a new Jeep, they will help you secure an affordable auto loan.
If you’re looking to save some time, you can fill out a quick finance application online and let the finance team do the rest, and they’ll contact you as soon as possible. Or, just simply come in and have a chat with them. Whichever make or model you choose to lease or buy, the expert finance team at the Fuccillo Autoplex of Nelliston is here for you. Visit our dealerships today!
Use our free online appraisal tool to estimate the value of your trade-in, and our online payment calculator can help you find out what you can afford. When you are ready to buy or lease, you can fill out our quick online financing application, and our finance experts at Fuccillo Autoplex of Nelliston will help guide you through the rest of the process.
Buying vs. Leasing
Deciding whether to buy or lease a new Chevrolet, Ford, Chrysler, Jeep, Dodge, Ram can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.